Yes, that will work. It wasn't what I was hoping for though.
Suprising that in Textmaker 2012 Professional there is no way to change this setting as a default, Microsoft Word 2007 has a default setting for this option in the page setup -> layout tab at the "headers and footers distance to edge" section. It is set by default to .5 inch, so I don't experience the footer truncation problem in Word and it is much less tedious therefore to work with footers in that application.
I would like to make this a feature request if possible.
I have been using Softmaker office since version 2008, and find it a capable contender. I do find minor annoyances occasionally but can mostly work through them. The footer issue seems a minor problem unless you have to change the settings everytime you want to insert a footer, which for me is very often.
The second template is a workaround, but I would prefer not to have to pick a template each time I create a new document. I think that "default" template should be able to contain all the settings needed for the "default" document setup that I prefer to work with each time I open the application, just as in the case when using MS Word.
Thanks for creating a great product!